Types Of Accident Claims

Have you been involved in an accident that wasn’t your fault and are considering taking legal action? Below is a short summary of the type of accident claims and circumstances you might be able to claim for.

Road Traffic Accidents or RTAs

RTA’s amount to a size-able percentage of all the combined personal injury and accidental injury claims throughout all of the United Kingdom, and every driver of a vehicle on the UK roads has to have at least some level of motor insurance policy.

If you hold a UK drivers license then you must have insurance if you plan to drive on the roads and the type of cover should be either Fully Comprehensive (fully comp), Third Party Fire and Theft or Third Party only.

These types of insurance policies give protection for anybody that might unfortunately become caught up in a traffic collision, subsequently suffering some type of personal injury as a consequence of the motor vehicle driver’s carelessness and might require to put forward an accident compensation claim irrespective of whether the driver’s carelessness has resulted in a police criminal prosecution.

Should it be found that a careless driver had insufficient or no insurance cover when the accident occurred, you might still have the capacity to make an accident injury compensation claim nonetheless.

RTAs – The Driver

A driver can put in an accident injury compensation claim regarding any loss and injuries if there was somebody else that’s at fault regarding the accident.

Types Of Accident Claims

It is frequently another driver that is at fault. However, sometimes an accident could have been instigated by the actions of somebody else or other scenario. For instance it could be that the roads weren’t gritted properly, resulting in them remaining icy and in a dangerous state. A road accident claim could be filed versus the authority in charge of maintaining the highways.

If a cyclist or pedestrian were found to be accountable for an accident, an accident compensation claim may still be produced despite the fact that the offending person might not have sufficient or any specific insurance cover. Even so, in these situations it will not always be worthwhile making such accident claims.

RTAs – The Passenger

A passenger that has been involved in some form of road accident in practically all scenarios can put forward a successful accident compensation claim for damages or injuries in which they have sustained personal injuries.

Passengers are typically deemed as blameless casualties that suffered due to another person’s negligence. Nevertheless, failing to adhere to the law regarding the wearing of any seat belt might have an impact on the degree of compensation received in any pay out.

RTAs – The Pedestrian

A pedestrian can likely receive damages payment by way of an accident injury compensation claim for any injury should they be able to prove that their injury or injuries happened completely or at least to some degree by somebody else, or a third party. However, should it be that a pedestrian is held partly at fault for the accident, they might nevertheless be eligible for some degree of accident compensation.

RTAs – The Cyclist

Should a cyclist be involved in an accident and there is a third party at fault, an accident claim could be made against the offending third party. Together with receiving payment for your personal injuries, you might also have the ability to recoup losses with regard to any damage to your clothes or bike along with any loss of earnings you might have by starting an accident claim. You can get how to compensation if you’ve been injured as a result of an accident on

RTAs that involve animals

Unfortunately, animals that have found their way onto our roads can and do cause road accidents. The owners of livestock, for example horses or cattle are responsible for the road users safety by sustaining proper levels of protection with regard to their livestock.

If it may be proven that an owner of the animal or animals involved in a road accident failed in their responsibility to sustain a secure environment for UK road users, an accident compensation claim may well be brought against them.

Workplace accidents

Have you been involved and injured in some form of accident at work? If so it’s going to be required for you to clearly show that your personal injuries were due to the carelessness of ones employer prior to pursuing an accidental injury claim.

Your employer is furthermore accountable for the decisions of co-workers that contribute to accidents that have caused personal injury. Keep in mind that you’ve also a duty in making your employer advised of any incidents that happen while you’re at your place of work.

Any accident details need to be correctly documented in the companies Accident Book. You should be aware that your employer can’t end your employment if you ever make an accident claim for compensation.

Work related diseases

A working environment can sometimes mean that workers may suffer diseases as a consequence. Even though these diseases might not be apparent right away, signs and symptoms might develop later on in life.

While in standard conditions a personal injury claim has got to be made within 3 years, starting from the date the injury or illness were caused, this time restriction can be extended should you have not been aware regarding the cause of the symptoms you have experienced until some time in the future.

Workplace machinery

There are really an almost countless number of variables that play a role in accidents that have involved work place machinery that can result in a genuine accident compensation claim. By way of example badly maintained or managed equipment, or poorly skilled staff can be a cause, along with many others.

Slipping, tripping or falling whilst at work

Sometimes when we have silpped, tripped or fallen at work it isn’t because we are just careless. Sometimes, a slip, trip or fall accident in the workplace happens because your employer’s have failed in their responsibility to adhere to existing safety standards with regard to hazards in the place of work.

If this is what has happened you can now make an accident claim. Your employer always has a duty to make certain that your place of work is safe and not hazardous in any way.

Lifting injuries

Should you have suffered any personal injury because of lifting while you are at work, it could be that your injury was due to your employer’s failure in providing you with sufficient training or the correct manual handling apparatus.

Your employer is obliged to make sure that your place of work is safe from potential hazards. Regrettably often times this can be in dispute. Should you choose to file an accident claim then you ought to get expert assistance.

Public Places

Property and land owners have a duty to make sure that any visitors are safe from accidents or injury. In the majority of cases an insurance policy will give cover to make sure that anybody that has unfortunately been injured will have the ability to make a personal injury claim.

Slipping, tripping or falling whilst in a public place

If an accident occurred because of a defect in a pavement or pathway, such as a pothole or obstacle the chances are you’ll have the ability make an accident injury claim against whoever is in charge of maintaining the pavement or pathway.

Despite the fact that slips, trips or falls are frequently the cause of many kinds of very painful injuries, should you be to some amount to blame for bringing about your injury, it’s less likely you will manage to make an accidental injury claim.

Restaurants, Stores and Shops

Retail store owners and retail store managers are duty bound to make sure that their premises don’t offer any slipping hazards.

Warning signs should be put in place to make sure people are aware and keep clear of any wet floors or surfaces that may be hazardous to them.

You may be entitled to make a claim for compensations if you have suffered an injury due to wet floors or surfaces in some form in a retail store.

Faulty goods

It has been known for faulty goods or products to have caused people varying degrees of injury, and in rare cases even death.

In the event you might have been injured or hurt because of buying defective consumer merchandise, then you could have the ability to make an accident claim from the products manufacturer or supplier, along with any individuals or companies through which channels the product might have passed.

Other forms of accident claims

There are many other types of accidents that you may be entitled to claim compensation for. These can include accidents while on holiday, both home and abroad.

Sporting injuries may also be claimed for if for example a poorly maintained playing surface leads to an avoidable injury.

Whatever kind of accident you have, if you think you may be entitled to claim compensation then always seek professional advice.


Save an Old Growth Forests Every Day

Switch to Recycled Toilet Paper!

Approximately 80% of the world’s original forests are already destroyed or degraded: Canada’s Boreal forests represent almost a quarter of what is left. These rich and beautiful forests are filled with wildlife but they are under siege. Kimbery Clark alone uses more than 1.1 million cubic meters of trees from Canada’s boreal forest each year to make toilet paper and other tissue products.

If every household in the United States replaced just one roll of virgin fiber toilet paper with 100% recycled ones, we could save 423,900 trees. Note: Kimberley Clark’s Scott, Kleenex, Cottonelle and Viva brand products contains NO recycled materials. Learn more about items that are recyclable.

Save an Old Growth Forests Every Day

Recycled tissue products can be purchased at Wild Oats, Whole Foods, Trader Joes, Sprouts, and some of the major grocery chains.

Extra Credit!!! Ask your store to carry recycled tissue and paper towels.


What a Personal Injury Solicitor Needs to know

In our extremely intensive and challenging everyday lives it is hardly a surprise that more than 3 million people throughout the world become hurt in different catastrophes every year – for example, at home, in their cars, at work or just outdoors.

At the very beginning, it will make a lot of sense for you to get prepared in advance that in most cases, when you become a victim of an accident without any obvious guilt for it, you undoubtedly should be able to claim for some kind of relevant compensation.

Employing the services of a solicitor
Despite the amount of personal injury claims made in Britain the personal injury law still remains quite a challenge to understand to the layman, but with the assistance of trained and experienced solicitors the general procedure of making your accident claim turns to be much more unambiguous.

Another useful detail here could be that lots of good solicitors these days will readily give you their first consultation free of charge and could immediately explain to you if you have a reasonable case for an accident claim.

If you situation is that you still have not found a suitable solicitor to deal with your personal injury claim, you should never ignore the great variety of websites online which could provide heaps of useful information for you.

What a Personal Injury Solicitor Needs to know

Insurance Cover
Apart from this, it would be recommended for you to keep constantly in your mind that in case you already have a particular legal expenses insurance, which could frequently become received also as a part of your preferred home or motor insurance policies, it will prove to be useful for you to grant to your solicitor its full details together with a copy of the insurance policy when possible.

In addition, do not get concerned by the fact that your personal injury solicitor will always need to know lots of additional data before finally he or she is able to settle the exact details of your case.

Most important information here undoubtedly includes the date of the incident and where and how it took place, if there are any potential witnesses along with their contact details, your particular injuries together with medical diagnosis, examinations and treatment and as well if you are a member of certain trade unions, just because this could allow you to have completely free or at least reduced-cost legal representation.

Accident Documents
In a similar way, do not forget that in some more complicated and serious cases your personal injury solicitor most probably will have to see also real evidence of your loss of earnings and other financial expenses as a result of your injury, documents concerning all kinds of insurance policies, which you have already signed just to examine if they could cover the legal costs of your claim along with all other documents, that could become used for supporting your claim including whatever evidences of previous similar accidents there could be.

Finally, it usually could be a valuable tip for you to consider that once you have described all the important circumstances about your injury in detail, your personal injury solicitor could easily appreciate what is the chance your case to attain a good outcome, what sum you could receive in compensation and so on.

Additionally, they will inform you about all the necessary steps which will help in moving your claim further.


Our Backyard Food Factory

This is how our family refers to our small backyard vegetable garden. In just 500 sq.ft. (20′ x 25′), we enjoy a wealth of fresh vegetables up to eight months of the year.

Working in the garden is also a shared experience for the family, and instills in children an understanding of the natural cycles of growth which provide lessons of lifelong value.

Our Backyard Food Factory

Consider the benefits of growing your own vegetables at home:

  • lowers the cost of providing your family with healthy, organic vegetables
  • reduces the environmental impact of transporting and warehousing food
  • makes your meals more personal, interesting
  • connects your family to the natural cycles of weather, growth and renewal
  • provides wholesome activity and lasting memories for your children

Environmental websites for kids

Many parents are concerned that their children spend too much time indoors on the computer. This time is put to good use, however, when children learn how to become stewards of their environment.

There are a wealth of fun, creative and informative websites for children. Here are Eartheasy’s recommendations:

EekoWorld – A new PBS website teaches kids ages 6 to 9 how they can help take care of the earth. Animated characters use games and activities to present facts about ecosystems and pollution. Children can build their own “EekoCreature” and help it overcome environmental problems.

Nature Challenge for Kids – This David Suzuki Foundation website starts out with ten simple ways you can protect nature, followed by four challenge activities that offer first-hand experience with the natural world. The “Cool Links” page connects with other environmental websites.

Kids Planet – Species fact sheets, “wild games”, web of life, how kids can help defend the environment, even a Wildlife Adoption Center.

Eco-Kids – EcoKids is Earth Day Canada’s environmental education program for youth who care about the planet. It offers interactive, fun, educational games and activities that utilize participants’ willingness to learn. Children are encouraged to form their own opinions, make decisions, get involved and understand the impact their own actions have on the environment.

Kids Regen – A place for children to interact with other kids, play, and have fun while learning the important connections between healthy soil/environment, healthy food, and healthy people. is part of The Rodale Institute’s Youth Educational Program.

Environmental websites for kids

The Green Squad – This NRDC website shows how to identify and solve environmental problems. Explore a colorful virtual school room by room, and use the mouse to locate potential hazards. Site offers a wide range of fact sheets and environmental resources.

The Big Blue Bus – A fun way for kids to learn about protecting the world’s water sources. Kids ages 8 to 16 can sign up as Water Wizards, with a Small Fry Club for kids under 7. Cartoon characters introduce games and activities while teaching about “all things watery.” This site is put out by the Government of Canada.

Global Warming Kids Site – This EPA site explains what global warming is and what causes it, and what you can do to help stop it. Educational but not overwhelming, the site provides definitions of each scientific term used and features simple global warming-themed games.

Kids Go Wild – Wild news, wild animal facts, environmental games. also gives kids the chance to get involved in conservation by joining Conservation Kids, where you learn about saving wild animals and the environment! Sponsored by The Wildlife Conservation Society, headquartered at the world famous Bronx Zoo.

I Buy Different – Empowers children and teens with the message: “You have the power to make the earth a better place because of what you buy.” This site offers a variety of tools and materials to help young people learn about the connections and actions that can make a difference. Click here to learn new enhanced dimension of teaching and learning.

Roofus’ Solar Home – At this site, meet a dog named Roofus who’s an expert on solar energy and energy efficiency. As you visit different parts of Roofus’ energy smart house, you’ll find energy saving tips and simple experiments to help you understand how energy works.

Recycle City – Click on any section of Recycle City that you want to tour, or click on the Dumptown Game. You can create your own Recycle City scavenger hunt or go to the Activities area and see other ways you can explore Recycle City. A great way for kids to learn the basics of recycling.

Planet Slayer – “Greena, the Worrier Princess” is an animated Australian teenager with a sense of purpose — to save the earth. Visitors will have fun watching cartoons about her environmental adventures and playing the Planet Slayer game.

Tunza – This U.N. Environment Programme magazine for young people focuses each month on a specific topic related to sustainable living. Read articles written by and for teens around the world.

Environmental websites for kids

Environmental Education for Kids – EEK!, an online magazine for grades four to eight, contains articles and activities about animals, plants and environmental issues.

EPA Student Center – Offers information on a wide range of environmental issues. This site includes a section on environmental careers. Or, click on “Fun Activities” to play environmental games.

Kids Saving Energy – Games, tips, facts and information for kids to learn how to save energy. Published by the US Department of Energy.

Field Trip Earth – Travel the world via interviews, discussion groups, field reports, essays, slide shows and educator resources. Start on the “Choose a Field Trip” page, and use the airplane cursor to select a wildlife conservation project you’d like to visit.

Children of the Earth – Promotes a greater understanding and respect for animals, plants, water, soil, air and energy systems. Helps children comprehend the positive and negative environmental effects of our actions.

Flying WILD – A bird education offering for middle schools giving students the opportunity to learn through researching, planning, and hosting a school bird festival. Flying WILD is an initiative of the Council for Environmental Education (CEE) Project WILD program.

Treetures – The “Treetures” are tiny guardians of the forest who teach about trees and how important they are to the environment. Try out tree-themed activities, listen to the Treeture theme song, or send a TreeMail message to your favorite character.

Web Rangers – This is the National Park Service’s site for kids of all ages. Activities are presented for three age groups (6+, 10+, 13+) in categories Adventure, Exploration and Discovery. Challenges, puzzles, games and activities designed to educte children about nature and stewardship.

Earth Matters 4 Kids – Earth Matters correlates science with basic environmental principles, helping teachers, students (K-6) and community members gain a full understanding of how science works in natural surroundings, by bringing a virtual natural world into the classroom.

New Zealand Eco Kids – a cool site packed full of interactive games, comics, movies and activities, designed to get kids excited about protecting the environment.Related articles:

  1. Spending time in nature, a natural remedy for ADHD
  2. The Real Cost of ‘Virtual Nature’
  3. Pesticides & Kids – why you should be concerned
  4. How to get your child excited about nature
  5. Leave No Child Inside
  6. Researchers find simpler lifestyle builds fit children